About Martin Bonis - Mortgage Advisor
Advantage Lending is a locally owned and operated direct mortgage lender based in Raleigh, NC, dedicated to providing comprehensive home financing solutions. The company prides itself on managing all aspects of the mortgage process in-house, ensuring a streamlined experience from start to finish. This commitment to internal control allows them to offer what they describe as unmatched service to their clients.
The lender offers a wide array of residential loan products designed to meet diverse needs, including Conventional, FHA, VA, USDA, Jumbo, and Non-QM mortgages. They also specialize in key programs such as First-Time Homebuyer initiatives, various Streamline Refinances, Renovation Loans, and Construction Loans. Advantage Lending focuses on helping clients achieve their homeownership goals, whether it's through purchasing a new home or refinancing an existing one to reduce rates or consolidate debt.
With a strong emphasis on local service and client satisfaction, Advantage Lending combines a personalized approach with accessible digital tools. Their goal is to simplify the complex mortgage journey, providing clear guidance and support to ensure every client gains an 'Advantage' in their home financing endeavors.
The lender offers a wide array of residential loan products designed to meet diverse needs, including Conventional, FHA, VA, USDA, Jumbo, and Non-QM mortgages. They also specialize in key programs such as First-Time Homebuyer initiatives, various Streamline Refinances, Renovation Loans, and Construction Loans. Advantage Lending focuses on helping clients achieve their homeownership goals, whether it's through purchasing a new home or refinancing an existing one to reduce rates or consolidate debt.
With a strong emphasis on local service and client satisfaction, Advantage Lending combines a personalized approach with accessible digital tools. Their goal is to simplify the complex mortgage journey, providing clear guidance and support to ensure every client gains an 'Advantage' in their home financing endeavors.
Company Information
Lender Type: Direct Lender
Headquarters: Raleigh, NC
Licensed In
NC
Certifications & Credentials
FHA ApprovedVA ApprovedUSDA Approved
Digital Capabilities
Online Application
Online Account Management
Rate Calculator
E-Signature
Digital Document Upload
Home Loan Products
Conventional Mortgage Program
Loan Types:
ConventionalRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment ProgramHomeReady ProgramHome Possible ProgramDown Payment Assistance
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
3%
Min Down Payment
FHA Mortgage Program
Loan Types:
FHARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full DocumentationNo Income Verification
Special Programs:
First-Time HomebuyerDown Payment AssistanceFHA 203k
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
VA Mortgage Program
Loan Types:
VARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation
Special Programs:
Veteran ProgramLow Down Payment Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
USDA Mortgage Program
Loan Types:
USDARefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full DocumentationNo Income Verification
Special Programs:
First-Time HomebuyerDown Payment Assistance
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
Jumbo Mortgage Program
Loan Types:
JumboRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)
Non-QM Mortgage Program
Loan Types:
Non-QMRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
Self-EmployedBusiness OwnerInvestor
Income Verification:
Bank StatementAsset Depletion
Special Programs:
Self-Employed Program
Credit Tiers:
Good (680-739)Fair (620-679)Poor (580-619)
Home Renovation Loans
Loan Types:
ConstructionRefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation
Special Programs:
Renovation Loan
Credit Tiers:
Excellent (740+)Good (680-739)
New Construction Loans
Loan Types:
Construction
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)
Contact Information
7521 Mourning Dove Rd Suite 101
Raleigh, NC 27615
US
Mailing Address:
7521-101 Mourning Dove Road, Raleigh, NC 27615
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Business Information
Category: Mortgage Lender
Location: Raleigh, NC
Status: Standard
Type: Direct Lender
NMLS ID: 56871
Profile Views: 1
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