Manufactured Home Mortgage

Mortgage Lender serving Laguna Hills, CA

About Manufactured Home Mortgage

Manufactured Home Mortgage, operating as a DBA of mobilehomeloans.com, has been specializing in mobile home loans in California for the past 20 years. Founded by Rob La Monica, the company focuses on serving a diverse population, particularly those with limited resources, and helping them transition from renting to owning a mobile home.

The company distinguishes itself through its commitment to excellent customer service, streamlined processes, and direct accessibility to its staff. They primarily cater to clients referred by realtors listing mobile homes in parks, and also work with mobile home dealers, closing close to $100 million in loan volume last year with an average loan amount of $100,000.

Rob and his team actively participate in organizations such as CMHI, MHI, and WMA, maintaining strong connections within the real estate and mobile home industries. Their focus on competitive interest rates and tailored solutions contributes to their goal of creating satisfied customers and facilitating homeownership for a wide range of individuals.

Company Information

Lender Type: Mortgage Broker
Headquarters: Napa, CA
Total Loans Originated: $100 million

Licensed In

CA

Digital Capabilities

ONLINE_APPLICATION
RATE_CALCULATOR

Home Loan Products

In-Park Mobile Home Financing (Chattel)

Rate Types:
FIXEDARM
Property Types:
MANUFACTURED_HOME
Occupancy Types:
PRIMARY_RESIDENCESECOND_HOMEINVESTMENT_PROPERTY
Available Terms:
5 years10 years15 years20 years23 years25 years
5%
Min Down Payment
95%
Max LTV

Manufactured Home On Land

Property Types:
MANUFACTURED_HOME
Occupancy Types:
PRIMARY_RESIDENCESECOND_HOMEINVESTMENT_PROPERTY
Available Terms:
10 years15 years20 years23 years25 years30 years

Condo/PUD Mobile Home

Rate Types:
FIXED
Property Types:
CONDO
Occupancy Types:
PRIMARY_RESIDENCESECOND_HOMEINVESTMENT_PROPERTY
Available Terms:
10 years15 years20 years23 years
5%
Min Down Payment
95%
Max LTV

Refinance

Loan Types:
REFINANCECASH_OUT_REFINANCE
Property Types:
MANUFACTURED_HOMECONDO
Occupancy Types:
PRIMARY_RESIDENCESECOND_HOMEINVESTMENT_PROPERTY

First Time Home Buyer

Property Types:
MANUFACTURED_HOMECONDO
Occupancy Types:
PRIMARY_RESIDENCE
Special Programs:
FIRST_TIME_HOMEBUYER

Low Down Payment Options

Property Types:
MANUFACTURED_HOMECONDO
Occupancy Types:
PRIMARY_RESIDENCE
Special Programs:
LOW_DOWN_PAYMENT

Investment Property Mortgage

Property Types:
MANUFACTURED_HOMECONDO
Occupancy Types:
INVESTMENT_PROPERTY

Contact Information

Professional Licenses

NMLS ID: 254890
23046 Avenida De La Carlota Suite 645
Laguna Hills, CA 94063
US
Mailing Address:
1612 Jefferson St, Suite 4 Napa, CA 94559

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Business Information

Category: Mortgage Lender
Location: Laguna Hills, CA
Status: Standard
Type: Mortgage Broker
NMLS ID: 254890
Loans Originated: $100 million
Profile Views: 1

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