Lowery Financial LLC

Mortgage Lender serving Charlotte, NC

About Lowery Financial LLC

Lowery Financial LLC, based in Charlotte, NC, serves as a dedicated mortgage broker focused on guiding borrowers through the complex world of home loans. The company emphasizes a personalized approach, helping clients understand the various mortgage options available and make informed decisions tailored to their financial needs.

Their comprehensive offerings include traditional Fixed Rate and Adjustable Rate Mortgages, as well as specialized options like Interest-Only, FHA, VA, USDA, and Jumbo loans. Lowery Financial leverages digital tools such as online applications, pre-qualification assessments, and various mortgage calculators to streamline the process for their clients. They are equipped to assist a diverse range of borrowers, including self-employed individuals, ensuring thorough income and employment verification.

Lowery Financial's loan process outlines clear steps from determining borrowing power and pre-approval to final closing, with detailed explanations on crucial factors like LTV, debt-to-income ratios, and FICO credit scores. Their commitment lies in providing professional advice and support throughout the entire home financing journey, aiming for a smooth and transparent experience for every client.

Company Information

Lender Type: Mortgage Broker
Headquarters: CHARLOTTE, NC

Licensed In

NC

Digital Capabilities

Online Application
Pre-Qualification Tool
Rate Calculator

Home Loan Products

Fixed Rate Mortgage

Loan Types:
ConventionalRefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Available Terms:
15 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)
0
100%
Max LTV

Adjustable-Rate Mortgage (ARM)

Loan Types:
ConventionalRefinance
Rate Types:
Adjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Available Terms:
15 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)
0
100%
Max LTV

Interest-Only Mortgage

Loan Types:
Interest-Only
Rate Types:
Interest-Only
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)

FHA Loan

Loan Types:
FHA
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Credit Tiers:
Good (680-739)Fair (620-679)

VA Loan

Loan Types:
VA
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Veteran Program
Credit Tiers:
Good (680-739)Fair (620-679)
0
100%
Max LTV

USDA Rural Development Loan

Loan Types:
USDA
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeManufactured/Mobile Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Credit Tiers:
Good (680-739)Fair (620-679)
0
100%
Max LTV

Jumbo Loan

Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)

Contact Information

6116-B N Tryon St
Charlotte, NC 28213
US
Mailing Address:
6116-B N. Tryon Street CHARLOTTE, NC 28213

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Business Information

Category: Mortgage Lender
Location: Charlotte, NC
Status: Standard
Type: Mortgage Broker
Profile Views: 1

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