Latitude Lending

Mortgage Lender serving Salt Lake City, UT

About Latitude Lending

Latitude Lending, LLC is a mortgage lender based in Salt Lake City, Utah, dedicated to helping clients secure cost-effective financing solutions for their real estate needs. They emphasize providing expert advice and superior service, striving to offer low rates for a variety of real estate goals.

The company offers a comprehensive range of residential loan programs, including conventional, FHA, VA, USDA, refinance options, reverse mortgages, and home equity loans. Latitude Lending streamlines the loan process with digital capabilities such as an online application center, secure account login for saved progress, and access to helpful resources like mortgage calculators and a detailed loan process guide.

Latitude Lending, LLC focuses on full documentation loans, serving both W-2 employees and self-employed individuals. While they cater to a broad spectrum of borrowers, their services are particularly suited for clients with credit scores of 620 or higher, ensuring access to more favorable terms and efficient processing.

Company Information

Lender Type: Direct Lender
Headquarters: Salt Lake City, UT

Licensed In

UT

Certifications & Credentials

NMLS Licensed

Digital Capabilities

Online Application
Online Account Management
Rate Calculator
Digital Document Upload
Pre-Qualification Tool

Home Loan Products

Conventional Loans

Loan Types:
ConventionalRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
620
Min Credit Score

FHA Loans

Loan Types:
FHARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
620
Min Credit Score

VA Loans

Loan Types:
VARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Veteran Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
620
Min Credit Score

USDA Loans

Loan Types:
USDARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
620
Min Credit Score

Refinance Loans

Loan Types:
RefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
620
Min Credit Score

Reverse Mortgages

Loan Types:
Reverse Mortgage
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
Retired
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
620
Min Credit Score

Home Equity Loan

Loan Types:
Home Equity LoanSecond Mortgage
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
620
Min Credit Score

Contact Information

1586 Stratford Ave S Suite 3
Salt Lake City, UT 84105
US
Mailing Address:
1586 E Stratford Ave, Suite 3 Salt Lake City, UT 84106

Get a Free Quote

Business Information

Category: Mortgage Lender
Location: Salt Lake City, UT
Status: Standard
Type: Direct Lender
NMLS ID: 1709969
Profile Views: 2

Advertisement Space