Larry Joseph Juszczak

Loan Factory operates as a rapidly expanding mortgage broker and a correspondent lender, emphasizing its commitment to offering highly competitive mortgage rates. Headquartered in San Jose, California, the company extends its services across 48 states, leveraging an extensive network of over 1,882 loan officers to serve a broad clientele.

The core of Loan Factory's competitive edge lies in its unique brokerage model, which involves comparing and negotiating rates from a vast pool of over 200 lenders in real-time. This is supported by their proprietary 'all-in-one' technology platform, MOSO.com, designed to streamline the loan process for both borrowers and loan officers. Their customer-centric approach, coupled with technological innovation, has resulted in an outstanding customer satisfaction record, evidenced by over 12,731 5-star Google reviews.

Loan Factory's product portfolio is comprehensive, encompassing a wide array of residential options including Conventional, FHA, VA, USDA, Jumbo, Refinance, Cash-Out Refinance, and specialized offerings like Non-QM, HELOC, Home Equity Loans, Reverse Mortgages, Construction, and Hard Money loans. They also cater to commercial clients with various commercial real estate and business lending solutions, including SBA loans. The company’s mission is to provide independent mortgage advice, ensuring transparency and value for every borrower.