Key Mortgage Services - Lauren Marks

Mortgage Broker serving Chicago, IL

About Key Mortgage Services - Lauren Marks

Key Mortgage Services Inc., operating as KMS, is a direct residential mortgage lender based in Schaumburg, IL. The company is licensed to serve borrowers in Florida, Illinois, Indiana, Michigan, and Wisconsin, providing localized expertise in these states.

Key Mortgage Services distinguishes itself by offering a diverse portfolio of home loan products, including conventional, VA, and jumbo loans, as well as specialized options for refinancing, home renovations, and new construction. They place a strong emphasis on personalized guidance and education, particularly catering to first-time homebuyers, veterans, and self-employed individuals through dedicated programs and common-sense lending solutions.

Committed to modern convenience, Key Mortgage Services utilizes digital tools for a streamlined application process and online account management. Their dedication to service and specific borrower needs is highlighted by their recognition as a 'Top Military Lender' in 2018 and their extensive support for military personnel through programs like U.S. Military on the Move®.

Company Information

Lender Type: Direct Lender
Headquarters: Schaumburg, IL

Licensed In

FLILINMIWI

Certifications & Credentials

VA ApprovedFHA Approved

Digital Capabilities

Online Application
Digital Document Upload
Online Account Management
Rate Calculator
E-Signature

Home Loan Products

Low Down Payment & First-Time Buyer Program

Loan Types:
ConventionalVA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-EmployedBusiness Owner
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment ProgramDown Payment AssistanceNo PMI ProgramVeteran Program
0
100%
Max LTV

Mortgage Refinance Options

Loan Types:
RefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-EmployedBusiness Owner
Income Verification:
Full Documentation

Home Renovation & Improvement Loans

Loan Types:
ConventionalFHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-EmployedBusiness Owner
Income Verification:
Full Documentation
Special Programs:
Renovation LoanFHA 203k
3.5%
Min Down Payment

Jumbo Mortgage Loans

Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-EmployedBusiness Owner
Income Verification:
Full Documentation

New Construction Financing (DreamBuilder)

Loan Types:
Construction
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-EmployedBusiness Owner
Income Verification:
Full Documentation
80%
Max LTV

Self-Employed & Non-Traditional Income Loans

Loan Types:
Non-QMBank Statement
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
Self-EmployedBusiness Owner
Income Verification:
Bank Statement
Special Programs:
Self-Employed ProgramBank Statement Program

Contact Information

737 N Michigan Ave #1800
Chicago, IL 60611
US
Mailing Address:
425 North Martingale Road, Suite 1710 Schaumburg, IL 60173

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Business Information

Category: Mortgage Broker
Location: Chicago, IL
Status: Standard
Type: Direct Lender
NMLS ID: 155748
Profile Views: 1

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