Kevin Ruby Memphis Mortgage Specialist

Kevin Ruby is a dedicated mortgage professional serving clients in Memphis, TN, with a personal philosophy centered on helping individuals achieve the dream of homeownership. With over 25 years of experience in the mortgage industry, Kevin and his team, associated with Community Mortgage, have developed a precise and transparent process to guide borrowers through what can often seem like a complex journey.

His approach emphasizes clear communication and a streamlined experience, starting with an easy ballpark assessment and pre-qualification. A key differentiator highlighted is the use of local, in-house underwriters, which aims to provide faster, more secure processing and eliminate unexpected complications often associated with national underwriting.

Kevin Ruby offers a range of residential mortgage solutions, including Conventional, FHA, VA, and Bridge loans, with options for both fixed and adjustable rates. His commitment to personalized service ensures that clients feel confident and informed at every stage of their home financing journey.