Jonathan Haug - Prosperity Mortgage

Mortgage Broker serving Virginia Beach, VA

About Jonathan Haug - Prosperity Mortgage

Prosperity Home Mortgage, LLC is a prominent direct lender dedicated to empowering communities through comprehensive home financing solutions. With over 18 years of experience, the company prides itself on delivering paramount customer service and personalized mortgage options designed to meet diverse home buying and refinancing needs. They are widely recognized for their commitment to client satisfaction, having been ranked #1 in customer satisfaction among mortgage origination companies by J.D. Power for multiple consecutive years.

The lender offers a broad spectrum of residential loan products, including Conventional, FHA, VA, and USDA loans, with options for low to zero down payments. They also specialize in niche programs such as Reverse Mortgages, DSCR loans for investment properties, and Renovation loans. Prosperity Home Mortgage supports various property types, from single-family homes to condos, co-ops, and multi-family (2-4 units) residences, demonstrating a versatile approach to real estate financing.

Prosperity Home Mortgage operates nationwide with over 1500 loan officers across all 50 states, ensuring widespread accessibility. Their digital capabilities, including a mobile app and online application tools, streamline the mortgage process. Beyond lending, the company actively engages in community initiatives, notably partnering with organizations like Habitat for Humanity to foster homeownership and make a positive impact in the areas they serve.

Company Information

Founded: 2006
Team Size: 1500 + Loan Officers
Lender Type: Direct Lender
Headquarters: Chesapeake, VA
Total Loans Originated: $15.5 Billion in 2021

Licensed In

ALL

Certifications & Credentials

FHA ApprovedVA ApprovedUSDA Approved

Digital Capabilities

Online Application
Mobile App
Rate Calculator
Pre-Qualification Tool

Home Loan Products

Home Purchase and Refinance Loans

Loan Types:
ConventionalFHAVAUSDARefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Co-op
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment ProgramDown Payment AssistanceVeteran ProgramHomeReady ProgramHome Possible Program
0
100%
Max LTV

Home Equity and Reverse Mortgages

Loan Types:
HELOCHome Equity LoanReverse Mortgage
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeRetiredSelf-Employed
Income Verification:
Full Documentation

Renovation Loans

Loan Types:
ConstructionFHAConventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Renovation LoanFHA 203k

DSCR Loans

Loan Types:
DSCR
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)Investment Property
Occupancy Types:
Investment Property
Employment Types:
InvestorBusiness Owner
Income Verification:
Bank StatementNo Income Verification
Special Programs:
Self-Employed Program

Bridge Loans

Loan Types:
Bridge
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedInvestor
Income Verification:
Full Documentation

Contact Information

Fax: 877-259-7541

Professional Licenses

NMLS ID: 246016
800 Laskin Rd
Virginia Beach, VA 23451
US
Mailing Address:
644 Grassfield Parkway Suite 28 Chesapeake , VA , 23322

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Business Information

Category: Mortgage Broker
Location: Virginia Beach, VA
Status: Standard
Founded: 2006
Type: Direct Lender
NMLS ID: 246016
Loans Originated: $15.5 Billion in 2021
Profile Views: 2

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