John P. Downs - The Downs Group @ MVB Mortgage

Downs Mortgage Group positions itself as a mortgage advisory firm focused on helping clients build generational wealth through strategic homeownership. As a unit of Vellum Mortgage, they have facilitated over $1 billion in mortgages, leveraging a broad portfolio of loan products to serve clients in Washington D.C., Maryland, and Virginia. Their approach emphasizes demystifying the mortgage process, providing personalized coaching, and ensuring clients understand how their home loan contributes to their long-term financial goals.

The group distinguishes itself by offering a highly personalized experience, matching clients with dedicated mortgage coaches who provide guidance and support from application to closing and beyond. They integrate modern technology, including Vellum's Digital Mortgage Platform, for efficient document gathering, aiming for a seamless and easy application process. Downs Mortgage Group is committed to securing competitive rates and even offers a satisfaction guarantee, providing a complimentary refinance or appraisal fee reimbursement for dissatisfied clients.

Beyond the initial transaction, Downs Mortgage Group maintains an ongoing commitment to clients by continuously reviewing their loans to ensure continued competitiveness in the dynamic mortgage market. Their expertise extends to various loan types, including specialized DSCR loans for investment properties and bridge loans, catering to diverse borrower needs with a focus on financial empowerment.