Jim Luxem Prosperity Home Mortgage

Prosperity Home Mortgage, LLC is a prominent direct lender dedicated to making the home loan process as simple as possible for clients across all 50 states. Rooted in a commitment to exceptional service, the company was notably recognized as #1 in Customer Satisfaction among Mortgage Origination Companies by J.D. Power in 2024, reflecting their client-first approach and streamlined operations.

With over 18 years of lending expertise, Prosperity Home Mortgage offers a comprehensive range of financing options, including Conventional, FHA, VA, and USDA loans, alongside various refinance and home equity solutions. They are particularly focused on accessibility, providing first-time homebuyers with low or zero down payment opportunities and accommodating diverse property types such as single-family homes, condos, co-ops, and multi-family units.

The lender enhances the borrower experience through a suite of digital tools, including an online application, a dedicated mobile app, and rate calculators, complemented by personalized consultations. This blend of extensive product offerings, customer satisfaction focus, and technological integration positions Prosperity Home Mortgage as a key player in the residential mortgage market.