Integras Home Loans

Mortgage Lender serving San Diego, CA

About Integras Home Loans

Integra Home Loans is an online-focused mortgage company dedicated to providing tailored home loan solutions. Primarily serving customers in California, the company strives to address the unique financial needs of each borrower, ensuring a personalized experience throughout the lending process.

They offer a comprehensive suite of loan programs, including government-backed options such as FHA, VA, and USDA loans, alongside conventional and jumbo mortgages. Integra Home Loans also provides diverse rate structures, including fixed-rate, adjustable-rate, and interest-only options, designed to cater to various financial goals and preferences.

Committed to a modern, technology-driven approach, Integra Home Loans empowers its customers with convenient online tools for application submission, mortgage calculation, and pre-qualification. Their structured loan process guides borrowers through critical aspects like LTV ratios, credit scores, and income verification, including specific considerations for self-employed individuals, aiming for a transparent and efficient path to homeownership.

Company Information

Lender Type: Direct Lender

Licensed In

CA

Certifications & Credentials

FHA ApprovedVA ApprovedUSDA Approved

Digital Capabilities

Online Application
Rate Calculator
Pre-Qualification Tool

Home Loan Products

FHA Home Loan

Loan Types:
FHA
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Special Programs:
Low Down Payment Program

VA Loan

Loan Types:
VA
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Special Programs:
Veteran ProgramLow Down Payment Program
0
100%
Max LTV

USDA Rural Development Loan

Loan Types:
USDA
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Special Programs:
Low Down Payment Program
0
100%
Max LTV

Jumbo Loan

Loan Types:
Jumbo
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence

Fixed Rate Mortgage

Loan Types:
ConventionalRefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
15 years30 years

Adjustable Rate Mortgage (ARM)

Loan Types:
ConventionalRefinance
Rate Types:
Adjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
15 years30 years

Interest Only Mortgage

Loan Types:
ConventionalInterest-Only
Rate Types:
Interest-Only
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation

Contact Information

7676 Hazard Center Dr # 500
San Diego, CA 92108
US

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Business Information

Category: Mortgage Lender
Location: San Diego, CA
Status: Standard
Type: Direct Lender
Profile Views: 1

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