House Of Finance Inc

Mortgage Broker serving San Francisco, CA

About House Of Finance Inc

House of Finance Inc. is a well-established, family-owned and operated direct mortgage lender based in Honolulu, Hawai‘i. Since its founding in August 1995 by Roland and Evelyn Casamina, the company has grown to become a cornerstone in the local real estate market, dedicated to providing personalized and expert mortgage advice to families across the islands.

The lender distinguishes itself through its deep roots in the community and a commitment to simplifying the loan process for its clients. After initially operating with an industrial loan license, House of Finance Inc. gained the capability to underwrite, process, and fund its own loans, allowing for greater control and efficiency. This strategic move enabled them to weather significant economic downturns while maintaining their entire staff, reinforcing a strong internal culture and client-first approach.

Known for its integrity and ability to solve complex financing challenges, House of Finance Inc. strives to help multiple generations achieve homeownership. They offer a range of residential loan products, including conventional, FHA, VA, and USDA loans, with options for low or even zero down payments, specifically catering to first-time homebuyers and seasoned investors in the unique Hawai‘i market. By 2012, the company had surpassed $1 billion in total loans originated, a testament to its sustained success and dedication.

Company Information

Founded: 1995
Lender Type: Direct Lender
Headquarters: Honolulu, HI
Total Loans Originated: Over $1,000,000,000

Licensed In

HI

Digital Capabilities

Online Application
Online Account Management

Home Loan Products

Home Purchase Loans

Loan Types:
ConventionalFHAVAUSDA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full DocumentationBank Statement
Special Programs:
First-Time HomebuyerLow Down Payment ProgramDown Payment Assistance
3%
Min Down Payment

Refinance Loans

Loan Types:
RefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full DocumentationBank Statement

Contact Information

Professional Licenses

NMLS ID: 378949
25 Ecker Pl
San Francisco, CA 94105
US
Mailing Address:
2300 N King St, Honolulu, HI 96819

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Business Information

Category: Mortgage Broker
Location: San Francisco, CA
Status: Standard
Founded: 1995
Type: Direct Lender
NMLS ID: 378949
Loans Originated: Over $1,000,000,000
Profile Views: 1

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