About Hong Hu - Mortgage Professional
Hong Hu is a dedicated mortgage professional and broker based in Sunnyvale, California, operating under NMLS# 1363372 and CALDRE# 01949962. With a strong commitment to simplifying the often-complex mortgage process, Hong Hu provides personalized and transparent services, ensuring clients fully understand their financing options without encountering hidden fees.
The practice offers a comprehensive suite of residential mortgage solutions designed to meet diverse borrower needs, including first-time homebuyers, self-employed individuals, and new residents to the United States. Hong Hu assists with a wide array of loan products such as conventional, FHA, VA, USDA, jumbo, non-conforming, and reverse mortgages, in addition to managing refinancing, renewals, debt consolidation, and home renovation financing.
Hong Hu prides itself on delivering knowledgeable, fast, and friendly service, with a particular emphasis on quick pre-approvals. Client testimonials consistently highlight a smooth and clear experience, underscoring the broker's dedication to finding optimal rates and terms for every purchase, renewal, or refinance transaction.
The practice offers a comprehensive suite of residential mortgage solutions designed to meet diverse borrower needs, including first-time homebuyers, self-employed individuals, and new residents to the United States. Hong Hu assists with a wide array of loan products such as conventional, FHA, VA, USDA, jumbo, non-conforming, and reverse mortgages, in addition to managing refinancing, renewals, debt consolidation, and home renovation financing.
Hong Hu prides itself on delivering knowledgeable, fast, and friendly service, with a particular emphasis on quick pre-approvals. Client testimonials consistently highlight a smooth and clear experience, underscoring the broker's dedication to finding optimal rates and terms for every purchase, renewal, or refinance transaction.
Company Information
Lender Type: Mortgage Broker
Headquarters: Sunnyvale, CA
Licensed In
CA
Certifications & Credentials
FHA ApprovedVA ApprovedUSDA Approved
Digital Capabilities
Online Application
Rate Calculator
Pre-Qualification Tool
Home Loan Products
Conventional Mortgage Loans
Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Income Verification:
Full Documentation
Available Terms:
10 years30 years
Conforming Home Mortgage Loans
Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond Home
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program
Non-Conforming Mortgage Loans
Loan Types:
Non-QMJumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Income Verification:
Full Documentation
20%
Min Down Payment
Balloon Mortgage Loans
Loan Types:
Conventional
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Income Verification:
Full Documentation
Available Terms:
5 years7 years
Cash-Out Refinancing
Loan Types:
Cash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Income Verification:
Full Documentation
FHA Home Loans
Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program
Investment Property Loans
Loan Types:
ConventionalNon-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Investment PropertySingle-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Investment Property
Employment Types:
InvestorBusiness Owner
Income Verification:
Full Documentation
Rehab FHA 203k Loans
Loan Types:
FHAConstruction
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Income Verification:
Full Documentation
Special Programs:
Renovation LoanFHA 203k
USDA Loans
Loan Types:
USDA
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
VA Home Loans
Loan Types:
VA
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Income Verification:
Full Documentation
Special Programs:
Veteran ProgramLow Down Payment Program
Mortgage Refinancing and Renewals
Loan Types:
Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Income Verification:
Full Documentation
Reverse Mortgages
Loan Types:
Reverse Mortgage
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
Retired
Income Verification:
Full Documentation
Self-Employed Mortgage Solutions
Loan Types:
Non-QMConventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
Self-EmployedBusiness Owner1099 Contractor
Income Verification:
Full Documentation
Special Programs:
Self-Employed Program
New to US Homebuyer Program
Loan Types:
ConventionalNon-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Income Verification:
Full Documentation
Special Programs:
Foreign National ProgramNon-Resident Alien Program
Contact Information
1288 Kifer Rd
Sunnyvale, CA 94086
US
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Business Information
Category: Mortgage Broker
Location: Sunnyvale, CA
Status: Standard
Type: Mortgage Broker
NMLS ID: 1363372
Profile Views: 5
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