Homewise: Albuquerque Homeownership Center

Mortgage Broker serving Albuquerque, NM

About Homewise: Albuquerque Homeownership Center

Homewise is a dedicated non-profit lender and Community Development Financial Institution (CDFI) focused on fostering homeownership and strengthening neighborhoods throughout New Mexico. With over 30 years of experience, the organization provides comprehensive services including homebuyer education, individualized financial coaching, real estate services, and mortgage lending, all aimed at improving the long-term financial wellbeing and quality of life for New Mexicans.

The lender distinguishes itself through its holistic approach to making homeownership accessible, particularly for working families and low-to-moderate income households. Homewise offers specialized programs like down payment assistance and supports innovative initiatives such as the Solar Opportunity Loan Fund (SOL), which provides fixed-rate financing for solar installations, and the Emergency Mortgage Assistance Fund, designed to help vulnerable homeowners retain their homes during crises.

Homewise also plays a unique role by building its own high-quality, energy-efficient homes in communities like Santa Fe and Albuquerque, known as "Homewise Homes." This integrated model allows them to offer tailored financing solutions directly tied to their properties, streamlining the path to homeownership. Their commitment to empowering individuals is evidenced by client results, including significant improvements in credit scores and savings, solidifying their reputation as a pivotal force in New Mexico's housing landscape.

Company Information

Founded: 1990
Lender Type: Direct Lender
Headquarters: Santa Fe, NM

Licensed In

NM

Certifications & Credentials

Community Development Finance Institution (CDFI)

Digital Capabilities

Online Application

Home Loan Products

Home Purchase & Refinance Programs

Loan Types:
ConventionalRefinanceHome Equity Loan
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeTownhouse
Occupancy Types:
Primary Residence
Special Programs:
First-Time HomebuyerDown Payment Assistance

Homewise Homes Purchase Program

Loan Types:
Conventional
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeTownhouse
Occupancy Types:
Primary Residence
Available Terms:
30 years
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
640
Min Credit Score

Solar Opportunity Loan Fund (SOL)

Loan Types:
Home Equity LoanRefinanceConstruction
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Special Programs:
Energy Efficient Mortgage

Contact Information

500 2nd St SW
Albuquerque, NM 87102
US

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Business Information

Category: Mortgage Broker
Location: Albuquerque, NM
Status: Standard
Founded: 1990
Type: Direct Lender
Profile Views: 1

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