Home Quest Lending

Mortgage Broker serving Holladay, UT

About Home Quest Lending

Home Quest Lending has been a trusted local mortgage lender for over 25 years, specializing in expert guidance and simplified mortgage processes to make homeownership a reality for its clients. The company prides itself on a client-centric approach, dedicating time to understand individual needs, providing step-by-step guidance, and delivering competitive rates.

Home Quest Lending distinguishes itself by combining an 'old school' commitment to personal availability, including evenings and weekends, with the latest secure, cutting-edge technology. This blend ensures a streamlined and easy loan process from application to closing, providing prompt answers when clients need them most.

Serving clients in Idaho, Colorado, Texas, and Utah, Home Quest Lending offers a comprehensive suite of residential loan products. These include Conventional, FHA, VA, USDA, Jumbo, and various Refinance options like Cash-Out Refinance, along with Home Equity Loans, HELOCs, and Reverse Mortgages. They also specialize in financing for luxury homes and Accessory Dwelling Units (ADUs), demonstrating a broad capacity to meet diverse homeownership and investment goals with tailored solutions.

Company Information

Lender Type: Direct Lender

Licensed In

IDCOTXUT

Digital Capabilities

Online Application
Digital Document Upload
Online Account Management
Rate Calculator
Pre-Qualification Tool
E-Signature
Digital Closing
Real-Time Status Updates

Home Loan Products

Conventional & Standard Mortgage Loans

Loan Types:
ConventionalRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Available Terms:
15 years30 years

Jumbo Loan Program

Loan Types:
JumboConventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)
10%
Min Down Payment
90%
Max LTV
700
Min Credit Score

FHA Loan Program

Loan Types:
FHARefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Special Programs:
First-Time Homebuyer
Available Terms:
30 years

VA Loan Program

Loan Types:
VARefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Special Programs:
Veteran Program
Available Terms:
30 years

USDA Loan Program

Loan Types:
USDA
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence

Cash-Out Refinance Program

Loan Types:
Cash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary ResidenceInvestment Property
Special Programs:
Renovation Loan
Available Terms:
10 years15 years30 years

Home Equity Loans & HELOCs

Loan Types:
Home Equity LoanHELOC
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence

Reverse Mortgage Program

Loan Types:
Reverse Mortgage
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence

Contact Information

4685 Highland Dr. Suite 105
Holladay, UT 84117
US

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Business Information

Category: Mortgage Broker
Location: Holladay, UT
Status: Standard
Type: Direct Lender
Profile Views: 1

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