Home Lending Pal

Credit.org is a long-standing non-profit organization, founded in 1974, dedicated to empowering individuals to achieve financial freedom and stability. Operating as a HUD-approved agency, they primarily offer expert counseling services in housing, debt management, and credit building, rather than originating loans. Their mission centers on providing education and support to help consumers make informed financial decisions.

The organization distinguishes itself through its comprehensive approach to financial wellness, offering specialized programs such as Reverse Mortgage Counseling, Pre-Purchase and HOEPA Counseling, and Foreclosure Assistance. They also provide resources for first-time homebuyers and renters, emphasizing financial readiness and long-term security. Credit.org's services are designed to guide individuals through complex financial situations, from improving credit scores to managing student loans.

With a focus on education and personalized guidance, Credit.org aims to help clients navigate their financial challenges, prepare for major life events like homeownership, and achieve their financial goals. Their commitment to ethical practices and consumer well-being is underscored by their A+ rating from the Better Business Bureau and accreditations from reputable organizations like the Council on Accreditation and the National Foundation for Credit Counseling.