Hard Money Lenders

Mortgage Broker serving Staten Island, PA

About Hard Money Lenders

HardMoneyMan.com LLC has been a prominent private money lender specializing in real estate investor financing since its founding in 1998. Headquartered in Ortley Beach, NJ, with underwriting operations in New York City, the company offers nationwide lending services, primarily focusing on non-owner occupied and investment properties. Over two and a half decades, HardMoneyMan.com LLC has facilitated over 27,000 investment property loans, totaling an impressive $3.5 billion in transactions, cementing its reputation for speed and transparency.

The lender distinguishes itself through its streamlined process and focus on rapid closings, often within 7 to 20 days. They are particularly known for their expertise in fix-and-flip loans, ground-up spec construction financing, and 30-year DSCR rental loans. HardMoneyMan.com LLC prides itself on clear loan terms with no upfront fees, making them a suitable partner for both experienced and beginner real estate investors seeking quick access to capital.

As a direct lender, HardMoneyMan.com LLC controls the entire lending process, acting as the decision-maker and check-writer, which contributes to their efficiency. Their commitment to supporting real estate investors' success is further underscored by their #1 rating on Hard Money Advisor and membership in the American Association of Private Lenders, reflecting their industry standing and client satisfaction.

Company Information

Founded: 1998
Lender Type: Private Money Lender
Headquarters: Ortley Beach, NJ
Total Loans Originated: over 27,000 investment property loans totaling $3.5 billion

Licensed In

ALL

Certifications & Credentials

American Association of Private Lenders Member#1 rated nationwide hard money lender on Hard Money Advisor

Digital Capabilities

Online Application

Home Loan Products

Fix and Flip Loan

Loan Types:
Hard MoneyBridgeNon-QMConstruction
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Investment Property
Employment Types:
InvestorBusiness OwnerSelf-Employed
Income Verification:
Full DocumentationBank StatementAsset Depletion
Special Programs:
Self-Employed ProgramBank Statement ProgramAsset Depletion Program
Available Terms:
1 years2 years
Credit Tiers:
Fair (620-679)Good (680-739)
620
Min Credit Score

Spec Home Construction Loan

Loan Types:
ConstructionHard Money
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeInvestment PropertyTiny HomeModular HomeTownhouseCondoManufactured/Mobile HomeCo-opMulti-Family (2-4 units)Vacation/Second HomeMulti-Family (2-4 units)
Occupancy Types:
Investment Property
Employment Types:
InvestorBusiness OwnerSelf-Employed
Income Verification:
Full DocumentationBank StatementAsset Depletion
Special Programs:
Self-Employed ProgramBank Statement ProgramAsset Depletion Program
Available Terms:
1 years2 years
Credit Tiers:
Good (680-739)
680
Min Credit Score

30-Year Rental Loan (DSCR)

Loan Types:
DSCRRefinanceNon-QMPortfolio
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Investment Property
Employment Types:
InvestorBusiness OwnerSelf-EmployedRetired
Income Verification:
No Income VerificationBank StatementAsset Depletion
Special Programs:
Self-Employed ProgramBank Statement ProgramAsset Depletion Program
Available Terms:
30 years
Credit Tiers:
Fair (620-679)Good (680-739)
660
Min Credit Score

Short-Term Rental Bridge Loan

Loan Types:
BridgeHard MoneyRefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Investment Property
Employment Types:
InvestorBusiness OwnerSelf-Employed
Income Verification:
Full DocumentationBank StatementAsset Depletion
Special Programs:
Self-Employed ProgramBank Statement ProgramAsset Depletion Program
Available Terms:
1 years2 years
Credit Tiers:
Fair (620-679)Good (680-739)
660
Min Credit Score

Commercial Loan Products

Multifamily and Mixed-Use Investment Loan

Loan Types:
Conventional CREHard Money LoanBridge LoanCommercial Construction
Property Types:
Multifamily (5+ units)Mixed-Use

Contact Information

17467 PA-287
Staten Island, PA 16946
US
Mailing Address:
Route 35 Ortley Beach, NJ 08751

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Business Information

Category: Mortgage Broker
Location: Staten Island, PA
Status: Standard
Founded: 1998
Type: Private Money Lender
Loans Originated: over 27,000 investment property loans totaling $3.5 billion
Profile Views: 1

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