First Standard Financial Corp. DBA Nexcap Home Loans

Nexcap Home Loans, a trade name of First Standard Financial Corp., operates as a direct lender offering comprehensive in-house mortgage services. From application and processing to underwriting and closing, the company manages the entire loan lifecycle internally, aiming to provide a quick, simple, and hassle-free experience for its clients. They are recognized as an approved FHA Title II and Portfolio Lender, serving clients across multiple states with a corporate base in California.

The lender distinguishes itself through its commitment to a wide array of loan products, including Agency, FHA, Jumbo, HELOC, and Portfolio programs, designed to fit diverse borrower needs. Nexcap also emphasizes its wholesale lending division, providing partners with competitive pricing and high-level service supported by modern technology.

Since its founding in 2014, Nexcap Home Loans has leveraged cutting-edge technology to streamline the loan process, allowing clients to register and close their loans with just a few clicks. Their dedication to offering competitive interest rates and efficient digital capabilities positions them as a reliable partner for both retail borrowers and wholesale partners.