Fidelity Funding

Mortgage Lender serving Los Angeles, CA

About Fidelity Funding

Fidelity Funding Corp. has been a prominent lending institution since 2007, specializing in providing flexible and accessible financing solutions for a diverse range of clients. Based in Glendale, California, the company prides itself on offering a wide array of loan programs, with a particular emphasis on private money, alternative income, and hard money loans. They cater to both residential and commercial ventures, helping investors and homeowners achieve their real estate goals, especially those with non-traditional financial profiles.

The lender distinguishes itself by offering solutions for borrowers who may not qualify for conventional financing, including those with no minimum credit score or who require no income or employment verification. Their "Fix & Flip" and "Bank Statement" programs highlight a focus on investors and self-employed individuals, providing quick funding and high LTVs. Fidelity Funding also provides standard conventional, government (VA), jumbo, and reverse mortgage options, ensuring a comprehensive suite of services.

With a streamlined application process and a commitment to client-friendly terms, Fidelity Funding Corp. aims to simplify the financing journey. Their expertise extends to second and third trust deeds, cash-out refinances, and construction holdbacks, making them a versatile partner for various real estate and business acquisition needs. They are licensed in California, upholding industry standards with their NMLS and BRE licenses.

Company Information

Founded: 2007
Lender Type: Direct Lender
Headquarters: Glendale, CA

Licensed In

CA

Certifications & Credentials

NMLS ApprovedBRE Licensed

Digital Capabilities

Online Application
Online Account Management

Home Loan Products

Hard Money Loans

Loan Types:
Hard MoneyBridgeConstructionSecond MortgageCash-Out RefinanceRefinance
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
Self-EmployedInvestorBusiness Owner
Income Verification:
No Income VerificationStated Income
Special Programs:
Self-Employed Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)

Fix & Flip Loans

Loan Types:
Hard MoneyConstructionBridge
Property Types:
Investment Property
Occupancy Types:
Investment Property
Employment Types:
InvestorBusiness Owner
Income Verification:
No Income Verification
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
90%
Max LTV

Bank Statement Loans

Loan Types:
Non-QMBank Statement
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
Self-EmployedBusiness Owner
Income Verification:
Bank StatementAsset Depletion
Special Programs:
Self-Employed Program
90%
Max LTV

Conventional Loans

Loan Types:
ConventionalRefinance
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-EmployedBusiness Owner
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program
3%
Min Down Payment

Government Loans (VA)

Loan Types:
VA
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-EmployedRetired
Income Verification:
Full Documentation
Special Programs:
Veteran Program
Credit Tiers:
Good (680-739)Fair (620-679)Poor (580-619)
0
500
Min Credit Score

Jumbo Loans

Loan Types:
Jumbo
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedBusiness Owner
Income Verification:
Full Documentation

Reverse Mortgage Loans

Loan Types:
Reverse Mortgage
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
Retired
Income Verification:
Full Documentation

Home Equity Line of Credit (HELOC)

Loan Types:
HELOCSecond Mortgage
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond Home
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation

Commercial Loan Products

Commercial & Business Financing

Loan Types:
Conventional CREBusiness AcquisitionCommercial ConstructionCommercial Refinance
Property Types:
Multifamily (5+ units)OfficeRetailIndustrial/WarehouseHospitalityLandMixed-UseSelf-StorageHealthcareManufacturing

Contact Information

1100 Wilshire Blvd APT 2606
Los Angeles, CA 90017
US
Mailing Address:
450 N Brand Blvd FL 6 Glendale, California 91203

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Business Information

Category: Mortgage Lender
Location: Los Angeles, CA
Status: Standard
Founded: 2007
Type: Direct Lender
NMLS ID: 340265
Profile Views: 0

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