eRESI Mortgage

Mortgage Lender serving Charlotte, NC

About eRESI Mortgage

eRESI, founded in 2019 by CEO Gregory Tsang and President Tim Wang, operates as a residential mortgage funding platform, providing flexible and consistent liquidity to the secondary mortgage loan market. Distinct from direct lenders or originators, eRESI primarily serves licensed mortgage professionals and correspondent partners, focusing on acquiring Non-QM whole loans.

The company is a significant investor in the Non-QM space, offering a comprehensive suite of solutions including Full Doc, Alt-Doc (Bank Statement), DSCR, Closed-End Seconds, and Agency Eligible Non-Owner Occupied programs. Since its inception, eRESI has facilitated over $10 billion in residential whole loans and boasts a network of over 300 correspondent partners, demonstrating rapid growth and market share expansion, reinforced by strategic investments from KKR/Global Atlantic Insurance.

With corporate locations on both coasts and a team of seasoned industry veterans in capital markets, credit risk, and operations, eRESI emphasizes long-term partnerships, dependable capital solutions, and best-in-class service for its clients. Their commitment to innovation and expertise positions them as a key player in supporting the Non-QM market, providing essential funding and technology integration, such as with Encompass Investor Connect, to ensure partner success.

Company Information

Founded: 2019
Lender Type: Conduit Lender (CMBS)
Headquarters: Charlotte, NC
Total Loans Originated: $10B+ Residential Whole Loans Funded

Digital Capabilities

API Integration
Real-Time Status Updates

Home Loan Products

eXpress Full Doc Program

Loan Types:
Non-QM
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Income Verification:
Full Documentation

Alt-Doc Program

Loan Types:
Non-QMBank Statement
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Income Verification:
Bank Statement

DSCR Program

Loan Types:
Non-QMDSCR
Property Types:
Investment PropertyMulti-Family (2-4 units)
Occupancy Types:
Investment Property
Income Verification:
No Income Verification

Closed-End Seconds Program

Loan Types:
Non-QMSecond MortgageHome Equity Loan
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property

Agency Eligible NOO Program

Loan Types:
Non-QM
Property Types:
Investment Property
Occupancy Types:
Investment Property

Contact Information

615 S College St 10th floor
Charlotte, NC 28202
US
Mailing Address:
1515 Mockingbird Ln, Ste. 700 Charlotte, NC 28209

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Business Information

Category: Mortgage Lender
Location: Charlotte, NC
Status: Standard
Founded: 2019
Type: Conduit Lender (CMBS)
Loans Originated: $10B+ Residential Whole Loans Funded
Profile Views: 1

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