DAVID DIAZ

Mortgage Broker serving Glendale, CA

About DAVID DIAZ

Equity Smart Home Loans is a dedicated mortgage provider operating across several states, with headquarters in South Pasadena, CA. The company is exemplified by experienced mortgage professionals like David Diaz, who has served with Equity Smart Home Loans for over 15 of his 20+ years in the industry. They focus on empowering individuals through real estate investment, aiming to provide financial protection against inflation and support long-term retirement goals.

The lender offers a comprehensive suite of home loan products designed to meet diverse borrower needs, including Conventional, FHA, VA, USDA, Jumbo, Reverse Mortgages, and Non-QM loans. They hold a particular specialization in Reverse Mortgages, assisting homeowners aged 62 and older in leveraging their home equity for cash flow without increasing monthly expenses. Equity Smart Home Loans emphasizes a client-centric approach, aiming to guide borrowers through their home financing journey.

Committed to accessibility and convenience, Equity Smart Home Loans provides digital tools such as online loan applications, document upload capabilities, and various mortgage calculators. Licensed in Arizona, California, Colorado, Florida, New Mexico, Oregon, Tennessee, Texas, and Washington, they strive to combine a broad service area with personalized assistance, aiming to foster strong client relationships and achieve optimal financial outcomes for homeowners.

Company Information

Lender Type: Mortgage Broker
Headquarters: South Pasadena, CA

Licensed In

AZCACOFLNMORTNTXWA

Certifications & Credentials

FHA ApprovedVA Approved

Digital Capabilities

Online Application
Digital Document Upload
Rate Calculator
Pre-Qualification Tool

Home Loan Products

Conventional Loans

Loan Types:
ConventionalRefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Available Terms:
5 years10 years15 years20 years25 years30 years
5%
Min Down Payment

FHA Loans

Loan Types:
FHA
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Available Terms:
5 years10 years15 years20 years25 years30 years
5%
Min Down Payment

VA Loans

Loan Types:
VA
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
Veteran Program
Available Terms:
5 years10 years15 years20 years25 years30 years
0

Reverse Mortgage Loans (HECM)

Loan Types:
Reverse Mortgage
Property Types:
Single-Family HomeMulti-Family (2-4 units)TownhouseCondo
Occupancy Types:
Primary Residence
Employment Types:
Retired
Income Verification:
No Income Verification

Jumbo Loans

Loan Types:
Jumbo
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence

Non-QM Loans

Loan Types:
Non-QM
Property Types:
Single-Family Home
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
Self-EmployedInvestor

USDA Loans

Loan Types:
USDA
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence

Contact Information

Professional Licenses

NMLS ID: 856170
201 N Brand Blvd STE 200
Glendale, CA 90066
US
Mailing Address:
1499 Huntington Dr Suite #500 South Pasadena CA 91030 United States

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Business Information

Category: Mortgage Broker
Location: Glendale, CA
Status: Standard
Type: Mortgage Broker
NMLS ID: 856170
Profile Views: 3

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