Daniel Melkonyan - Mortgage Broker

Mortgage Broker serving Los Angeles, CA

About Daniel Melkonyan - Mortgage Broker

Daniel Melkonyan operates as a dedicated mortgage broker in Los Angeles, California, providing a comprehensive range of financing solutions for diverse home loan scenarios. With a commitment to client education and streamlined processes, the brokerage aims to simplify the often-complex journey of securing a mortgage, from initial pre-approval to final closing. They pride themselves on offering a wide array of programs designed to meet varied borrower needs and financial situations.

The firm stands out for its expansive portfolio of "over 1,000 mortgage programs," which enables them to cater to a broad spectrum of clients, including first-time homebuyers seeking low down payment options, seasoned real estate investors acquiring their fourth rental property, and self-employed individuals. They offer specialized programs such as FHA loans with flexible credit requirements, Non-QM options like DSCR and Bank Statement loans, and unique offerings for foreign nationals and ITIN holders.

Daniel Melkonyan emphasizes a client-centric approach, promising quick pre-approvals within 6-8 hours and efficient closing processes. Their local expertise in the Los Angeles market, combined with an understanding of statewide regulations, ensures competitive rates and tailored solutions across California. The brokerage is dedicated to finding optimal funding solutions for nearly any mortgage scenario, reflecting a strong focus on accessibility and responsiveness.

Company Information

Lender Type: Mortgage Broker
Headquarters: Los Angeles, CA

Licensed In

CA

Digital Capabilities

Online Application
Digital Document Upload
Pre-Qualification Tool

Home Loan Products

FHA Loan Programs

Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondo
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerFHA 203kDown Payment Assistance
Available Terms:
15 years30 years
Credit Tiers:
Poor (580-619)Fair (620-679)Good (680-739)Excellent (740+)
3.5%
Min Down Payment
96.5%
Max LTV
580
Min Credit Score

DSCR Investment Property Loans

Loan Types:
DSCRNon-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Investment Property
Occupancy Types:
Investment Property
Employment Types:
Investor
Income Verification:
No Income Verification

Bank Statement & Self-Employed Loans

Loan Types:
Bank StatementNon-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
Self-Employed
Income Verification:
Bank Statement
Special Programs:
Self-Employed ProgramBank Statement Program

Foreign National & ITIN Mortgage Programs

Loan Types:
Non-QMRefinanceInterest-Only
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-OnlyHybrid ARM
Property Types:
Single-Family HomeCondoTownhouseInvestment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
Self-EmployedInvestor
Income Verification:
Full Documentation
Special Programs:
Foreign National ProgramITIN ProgramNon-Resident Alien Program
Available Terms:
10 years15 years20 years25 years30 years
35%
Min Down Payment
65%
Max LTV

General Residential & Refinance Programs

Loan Types:
ConventionalRefinanceJumboHELOC
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment ProgramDown Payment Assistance
Available Terms:
15 years30 years
Credit Tiers:
Good (680-739)Excellent (740+)

Contact Information

1917 Hillhurst Ave
Los Angeles, CA 90027
US

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Business Information

Category: Mortgage Broker
Location: Los Angeles, CA
Status: Standard
Type: Mortgage Broker
Profile Views: 1

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