About Crossroads Home Loans
Crossroads Financial, also known as Crossroads Home Loans, is a full-service mortgage company based in Medina, Ohio. Operating as a mortgage broker, the company is dedicated to finding the optimal home loan, rates, and even suitable lenders for each individual homebuyer, ensuring a comprehensive range of options are explored. They pride themselves on a personalized approach to mortgage lending.
The firm offers a diverse portfolio of home loan products, including government-backed options like FHA, VA, and USDA loans, as well as conventional and jumbo mortgages. They also cater to specific needs with products such as FHA 203K renovation loans, portfolio loans, bank statement loans for self-employed individuals, physician loans, DSCR investment loans, and new construction permanent financing. Their services extend to commercial real estate and farm loans.
Crossroads Financial emphasizes convenience and speed, offering an easy and secure online application process, and facilitating digital closings with e-signatures and online notaries. With loan advisors available seven days a week, the company aims to provide accessible and hassle-free mortgage solutions to help clients afford their dream homes, maintaining a strong local presence in Medina, Ohio.
The firm offers a diverse portfolio of home loan products, including government-backed options like FHA, VA, and USDA loans, as well as conventional and jumbo mortgages. They also cater to specific needs with products such as FHA 203K renovation loans, portfolio loans, bank statement loans for self-employed individuals, physician loans, DSCR investment loans, and new construction permanent financing. Their services extend to commercial real estate and farm loans.
Crossroads Financial emphasizes convenience and speed, offering an easy and secure online application process, and facilitating digital closings with e-signatures and online notaries. With loan advisors available seven days a week, the company aims to provide accessible and hassle-free mortgage solutions to help clients afford their dream homes, maintaining a strong local presence in Medina, Ohio.
Company Information
Lender Type: Mortgage Broker
Headquarters: Medina, OH
Licensed In
OH
Certifications & Credentials
FHA ApprovedVA ApprovedUSDA Approved
Digital Capabilities
Online Application
Rate Calculator
Pre-Qualification Tool
E-Signature
Digital Document Upload
Home Loan Products
FHA Loan Program
Loan Types:
FHARefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program
3.5%
Min Down Payment
VA Loan Program
Loan Types:
VARefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondo
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeRetired
Income Verification:
Full Documentation
Special Programs:
Veteran ProgramLow Down Payment Program
0
100%
Max LTV
USDA Rural Development Loan
Loan Types:
USDARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
0
Conventional Loan Program
Loan Types:
ConventionalRefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program
Available Terms:
15 years30 years
3%
Min Down Payment
Jumbo & High Balance Loan Program
Loan Types:
JumboConventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondo
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
10%
Min Down Payment
FHA 203K Renovation Loan
Loan Types:
FHAConstruction
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Renovation LoanFHA 203k
3.5%
Min Down Payment
Portfolio Loan Program
Loan Types:
Portfolio
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
Investor
Income Verification:
Bank Statement
Bank Statement Loan Program
Loan Types:
Bank StatementNon-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
Self-EmployedBusiness Owner
Income Verification:
Bank Statement
Special Programs:
Self-Employed ProgramBank Statement Program
Physician Loan Program
Loan Types:
ConventionalJumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondo
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Physician Loan
DSCR Investment Loan
Loan Types:
DSCRNon-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Investment PropertyMulti-Family (2-4 units)
Occupancy Types:
Investment Property
Employment Types:
Investor
Income Verification:
No Income Verification
New Construction Permanent Loan
Loan Types:
Construction
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary ResidenceSecond Home
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Commercial Loan Products
Commercial Real Estate Loans
Loan Types:
Conventional CRECommercial Refinance
Property Types:
Multifamily (5+ units)OfficeRetail
Commercial Farm Loans
Loan Types:
Conventional CRE
Property Types:
Land
Industry Focus:
Agriculture
Contact Information
2530 Medina Rd Suite 100
Medina, OH 44256
US
Mailing Address:
2530 Medina Road, Suite 100 Medina, OH 44256
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Business Information
Category: Mortgage Broker
Location: Medina, OH
Status: Standard
Type: Mortgage Broker
NMLS ID: 252654
Profile Views: 1
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