Colonial Home Loans

Colonial Home Loan, located in Portland, Oregon, specializes in manufactured and mobile home lending within Oregon. They aim to provide a smooth and convenient home-buying experience with excellent customer service. They offer free mortgage pre-qualification and quick decisions, usually within 48 hours of application.

Their services cater to manufactured home owners and buyers, offering lending products tailored for manufactured home purchases. These include financing for single, double, or triple-wide homes, construction-to-permanent loans, and options for secondary housing, buy-for scenarios, and investment properties. Gift down payments are accepted, and there are no age restrictions for land/home transactions, including pre-HUD homes.

Colonial Home Loan prides itself on streamlined, automated processes designed to close loans quickly and efficiently. Most loan products are fixed-rate, without pre-payment penalties. They also accommodate alternative income documentation loans and offer programs for properties in park communities and leased land.