Colonial Bank

Mortgage Broker serving Tampa, FL

About Colonial Bank

Truist Bank is a prominent financial institution offering a comprehensive range of personal and commercial banking services, including checking, savings, credit cards, and various lending products. As a top 10 U.S. commercial bank (as of 9/30/24), Truist emphasizes a client-centric approach, aiming to help individuals and businesses achieve their financial goals through knowledgeable guidance and care.

The bank distinguishes itself with modern digital capabilities, including a mobile app for account management and insights, and a focus on making banking easy and secure. They provide a variety of home loan options, such as conventional mortgages, FHA loans, and specialized programs like the LightStream Home Improvement Loan and Doctor Loans, catering to diverse borrower needs.

Truist is committed to providing practical perks and streamlined processes, from their "Truist One Checking" with no overdraft fees to convenient preapproval processes for home mortgages. Their philosophy centers on helping clients "focus on what they can control" and tune out financial "noise," fostering a confident banking experience.

Company Information

Lender Type: Bank

Certifications & Credentials

Member FDIC

Digital Capabilities

Online Application
Mobile App
Online Account Management
Pre-Qualification Tool

Home Loan Products

Truist Home Mortgage

Loan Types:
ConventionalRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)

Truist Doctor Loan

Loan Types:
ConventionalPortfolio
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Physician LoanDentist Program
Credit Tiers:
Excellent (740+)

Truist FHA Loan

Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program
Credit Tiers:
Good (680-739)Fair (620-679)

LightStream Home Improvement Loan

Loan Types:
Home Equity Loan
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Renovation Loan
Credit Tiers:
Excellent (740+)Good (680-739)

Commercial Loan Products

Small Business Loans

Loan Types:
Conventional CREBusiness Acquisition
Property Types:
OfficeRetailIndustrial/WarehouseMultifamily (5+ units)

Contact Information

Get a Free Quote

Business Information

Category: Mortgage Broker
Location: Tampa, FL
Status: Standard
Type: Bank
Profile Views: 1

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