Citywide Mortgage of America Corporation
Mortgage Lender serving Chicago, IL
About Citywide Mortgage of America Corporation
Citywide Mortgage of America Corp. is a dedicated mortgage broker specializing in home purchase and refinancing across Illinois, Florida, and California. With a team of experienced broker/owners and loan officers, the company is committed to providing a top-notch, stress-free home financing experience for its clients.
Citywide Mortgage distinguishes itself through its comprehensive approach, offering a wide array of loan options including Conventional, FHA, VA, USDA, Jumbo, and Reverse Mortgages. Their focus on clear communication and efficiency is frequently highlighted in client testimonials, where borrowers praise the fast closing times and personalized service. The availability of an in-house real estate attorney also provides a unique, streamlined advantage, making them a 'one-stop shop' for many clients.
The firm emphasizes customer care and aims to secure the best possible prices for borrowers in a dynamic market. They utilize modern tools such as online applications and calculators to simplify the mortgage process, reinforcing their commitment to combining personal guidance with digital convenience to help individuals achieve their dream of homeownership.
Citywide Mortgage distinguishes itself through its comprehensive approach, offering a wide array of loan options including Conventional, FHA, VA, USDA, Jumbo, and Reverse Mortgages. Their focus on clear communication and efficiency is frequently highlighted in client testimonials, where borrowers praise the fast closing times and personalized service. The availability of an in-house real estate attorney also provides a unique, streamlined advantage, making them a 'one-stop shop' for many clients.
The firm emphasizes customer care and aims to secure the best possible prices for borrowers in a dynamic market. They utilize modern tools such as online applications and calculators to simplify the mortgage process, reinforcing their commitment to combining personal guidance with digital convenience to help individuals achieve their dream of homeownership.
Company Information
Lender Type: Mortgage Broker
Headquarters: Chicago, IL
Licensed In
ILFLCA
Certifications & Credentials
FHA ApprovedVA ApprovedUSDA Approved
Digital Capabilities
Online Application
Digital Document Upload
Rate Calculator
Pre-Qualification Tool
E-Signature
Home Loan Products
Conventional Mortgage Program
Loan Types:
ConventionalRefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Available Terms:
5 years10 years15 years20 years25 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
5%
Min Down Payment
580
Min Credit Score
FHA Loan Program
Loan Types:
FHARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program
Available Terms:
5 years10 years15 years20 years25 years30 years
Credit Tiers:
Fair (620-679)Poor (580-619)Bad (<580)
3.5%
Min Down Payment
580
Min Credit Score
VA Loan Program
Loan Types:
VARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
Veteran ProgramLow Down Payment Program
Available Terms:
5 years10 years15 years20 years25 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
0
580
Min Credit Score
Jumbo Loan Program
Loan Types:
JumboRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Available Terms:
5 years10 years15 years20 years25 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)
USDA Loan Program
Loan Types:
USDA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Available Terms:
5 years10 years15 years20 years25 years30 years
Credit Tiers:
Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
0
580
Min Credit Score
Reverse Mortgage Program
Loan Types:
Reverse Mortgage
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
Retired
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
FHA 203k Renovation Loan
Loan Types:
FHAConstruction
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
Renovation LoanFHA 203k
Available Terms:
5 years10 years15 years20 years25 years30 years
Credit Tiers:
Fair (620-679)Poor (580-619)Bad (<580)
3.5%
Min Down Payment
580
Min Credit Score
Contact Information
4323 Irving Park Rd
Chicago, IL 60641
US
Mailing Address:
4323 W Irving Park 1B Chicago, Illinois 60641
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Business Information
Category: Mortgage Lender
Location: Chicago, IL
Status: Standard
Type: Mortgage Broker
NMLS ID: 255253
Profile Views: 1
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