About Citywide Home Loans- Clovis CA
Tricia Allison serves as a Regional Manager at Citywide Home Mortgage, a direct lender focused on providing a streamlined and transparent mortgage experience. Operating from Clovis, CA, Tricia and her team prioritize excellent customer service, maintaining constant communication with clients, realtors, and referral partners throughout the loan process, ensuring responsible and ethical service.
Citywide Home Mortgage specializes in a diverse range of residential loan products designed to meet various borrower needs. Their offerings include conventional loans with low down payment options, and government-backed loans such as FHA, VA, and USDA, which cater to first-time homebuyers and veterans. They also provide specialized solutions like Bank Statement loans for self-employed individuals, Jumbo loans for high-value properties, Physician loans with favorable terms, and Foreign National loans for non-U.S. citizens.
The lender emphasizes accelerated timelines with their "Same Day Mortgage" program, allowing for rapid loan approvals and even offers a fast HELOC process with digital application capabilities. They are committed to making homeownership accessible through various down payment assistance programs, combining efficiency with a broad spectrum of loan options for diverse client profiles.
Citywide Home Mortgage specializes in a diverse range of residential loan products designed to meet various borrower needs. Their offerings include conventional loans with low down payment options, and government-backed loans such as FHA, VA, and USDA, which cater to first-time homebuyers and veterans. They also provide specialized solutions like Bank Statement loans for self-employed individuals, Jumbo loans for high-value properties, Physician loans with favorable terms, and Foreign National loans for non-U.S. citizens.
The lender emphasizes accelerated timelines with their "Same Day Mortgage" program, allowing for rapid loan approvals and even offers a fast HELOC process with digital application capabilities. They are committed to making homeownership accessible through various down payment assistance programs, combining efficiency with a broad spectrum of loan options for diverse client profiles.
Company Information
Lender Type: Direct Lender
Headquarters: Clovis, CA
Licensed In
CA
Certifications & Credentials
FHA ApprovedVA ApprovedUSDA Approved
Digital Capabilities
Online Application
Digital Document Upload
Rate Calculator
E-Signature
Automated Underwriting
Real-Time Status Updates
Home Loan Products
Conventional Home Loans
Loan Types:
Conventional
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Available Terms:
30 years
3%
Min Down Payment
FHA Home Loans
Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment ProgramFirst-Time HomebuyerDown Payment Assistance
Available Terms:
30 years
3.5%
Min Down Payment
VA Home Loans
Loan Types:
VA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-EmployedRetired
Income Verification:
Full Documentation
Special Programs:
Veteran ProgramLow Down Payment Program
Available Terms:
30 years
0
USDA Home Loans
Loan Types:
USDA
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment ProgramDown Payment Assistance
Available Terms:
30 years
0
Bank Statement Loan Program
Loan Types:
Bank StatementNon-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
Self-EmployedBusiness Owner
Income Verification:
Bank Statement
Special Programs:
Self-Employed ProgramBank Statement Program
Available Terms:
30 years
Jumbo Home Loans
Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedBusiness OwnerInvestor
Income Verification:
Full Documentation
Available Terms:
30 years15 years
Credit Tiers:
Excellent (740+)Good (680-739)
Physician Mortgage Program
Loan Types:
ConventionalPortfolio
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 Employee
Income Verification:
Full Documentation
Special Programs:
Physician LoanNo PMI Program
Available Terms:
30 years
5%
Min Down Payment
Foreign National Loan Program
Loan Types:
Non-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
InvestorBusiness Owner
Special Programs:
Foreign National ProgramNon-Resident Alien Program
Available Terms:
30 years
Home Equity Line of Credit (HELOC)
Loan Types:
HELOC
Rate Types:
Adjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond Home
Employment Types:
W-2 EmployeeSelf-EmployedRetired
Income Verification:
Full Documentation
Down Payment Assistance Programs
Loan Types:
ConventionalFHAVAUSDA
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Down Payment AssistanceFirst-Time HomebuyerLow Down Payment Program
Contact Information
Fax: (559) 571-1298
Professional Licenses
NMLS ID: 259756
401 Clovis Ave Suite 207
Clovis, CA 93612
US
Mailing Address:
401 Clovis Avenue , Suite 207 Clovis CA , 93612
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Business Information
Category: Mortgage Lender
Location: Clovis, CA
Status: Standard
Type: Direct Lender
NMLS ID: 259756
Profile Views: 3
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