Brighter Lending

Mortgage Broker serving Huntington Beach, CA

About Brighter Lending

Brighter Lending, powered by Nationwide Loans, Inc., positions itself as a fast and easy path to home loans, serving thousands of families across several states. The company emphasizes a streamlined, paperless process and quick turnaround times, with an average closing time of 21 days for mortgages. Brighter Lending focuses on leveraging technology to expedite applications and provide a convenient experience, including 24/7 online access for document uploads and application tracking.

They offer a diverse portfolio of home loan products, including conventional, FHA, VA, USDA, and Jumbo loans, catering to various borrower needs such as first-time homebuyers, vacation home purchasers, and real estate investors. Brighter Lending also provides comprehensive refinance solutions, allowing homeowners to achieve goals like lower monthly payments, cash-out options, or debt consolidation, alongside programs for home renovation and new construction.

A core part of their service philosophy revolves around personalized guidance and customer-first values, offering a "Concierge" service for complex scenarios or income verification challenges. This commitment to support, combined with their digital capabilities and a substantial track record of over $2.4 billion in mortgages closed for over 4900 families, aims to maximize the chances of successful homeownership for their clients.

Company Information

Lender Type: Direct Lender
Headquarters: Carlsbad, CA
Total Loans Originated: 2.4 Billion+

Licensed In

CACOFLORTNWA

Digital Capabilities

Online Application
Digital Document Upload
Online Account Management
Rate Calculator
Pre-Qualification Tool
AI Chatbot

Home Loan Products

Home Purchase Loans

Loan Types:
ConventionalFHAVAUSDAJumbo
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseInvestment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program

Mortgage Refinance Programs

Loan Types:
RefinanceCash-Out RefinanceConventionalFHAVAUSDA
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseInvestment Property
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Income Verification:
Full Documentation

Remodel and Construction Loans

Loan Types:
ConstructionRefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Income Verification:
Full Documentation
Special Programs:
Renovation Loan

Contact Information

8092 Warner Ave
Huntington Beach, CA 92648
US
Mailing Address:
701 Palomar Airport Road, Suite 300, Carlsbad CA 92011

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Business Information

Category: Mortgage Broker
Location: Huntington Beach, CA
Status: Standard
Type: Direct Lender
NMLS ID: 1799965
Loans Originated: 2.4 Billion+
Profile Views: 1

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