Bliss Mortgage LLC

Mortgage Lender serving Tampa, FL

About Bliss Mortgage LLC

Bliss Mortgage LLC is a dedicated mortgage brokerage firm based in Tampa, Florida, committed to serving clients across the entire state. Since its inception, the company has focused on simplifying the complex mortgage process, aiming to provide competitive rates and fast, straightforward service for both home purchases and refinances. They emphasize a highly personalized approach, with a team of experienced mortgage professionals available beyond traditional banking hours to accommodate client schedules.

A key differentiator for Bliss Mortgage LLC is their "no overlays" policy, particularly beneficial for FHA, VA, and Conventional loan applicants. This means they adhere strictly to agency guidelines, potentially enabling clients who have been turned down by other lenders due to stricter internal rules to secure financing. They offer a diverse range of home loan products, including conventional, FHA, VA, jumbo, and specialized options like FHA 203k and reverse mortgages, catering to a wide spectrum of borrower needs from first-time homebuyers to those seeking to leverage their home equity.

Bliss Mortgage LLC also prioritizes digital accessibility, providing online forms for quick quotes and pre-approvals. Their client-centric philosophy is underscored by numerous positive testimonials, highlighting their responsiveness, expertise, and commitment to ensuring a smooth and timely closing process. As an Equal Housing Opportunity firm, they are dedicated to helping Floridians achieve their homeownership goals with tailored financial solutions and exceptional service.

Company Information

Lender Type: Mortgage Broker
Headquarters: Tampa, FL

Licensed In

FL

Certifications & Credentials

FHA ApprovedVA ApprovedEqual Housing Opportunity

Digital Capabilities

Online Application
Pre-Qualification Tool

Home Loan Products

FHA Loan Program

Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)Manufactured/Mobile Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program
Credit Tiers:
Poor (580-619)Fair (620-679)Good (680-739)Excellent (740+)
3.5%
Min Down Payment
580
Min Credit Score

VA Loan Program

Loan Types:
VA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)Manufactured/Mobile Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Veteran ProgramLow Down Payment Program
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
0

Conventional Loan Program

Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)Manufactured/Mobile HomeTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)

Jumbo Home Loans

Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)Townhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedBusiness OwnerInvestor
Income Verification:
Full Documentation
Credit Tiers:
Good (680-739)Excellent (740+)

Mortgage Refinance & Cash-Out

Loan Types:
RefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)Manufactured/Mobile HomeTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)

Reverse Mortgage (HECM)

Loan Types:
Reverse MortgageHome Equity LoanRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)Manufactured/Mobile Home
Occupancy Types:
Primary Residence
Employment Types:
Retired
Income Verification:
Asset Depletion
Special Programs:
Asset Depletion Program

FHA 203k Loan

Loan Types:
FHAConstruction
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)Manufactured/Mobile HomeTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
FHA 203kRenovation Loan
Credit Tiers:
Poor (580-619)Fair (620-679)Good (680-739)Excellent (740+)

Contact Information

5322 Primrose Lake Cir A
Tampa, FL 33647
US
Mailing Address:
5331 Primrose Lake Circle Suite 244, Tampa, FL 33647

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Business Information

Category: Mortgage Lender
Location: Tampa, FL
Status: Standard
Type: Mortgage Broker
NMLS ID: 1564092
Profile Views: 2

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