About Bernice Casey Chau
Bay Area Funding Group, with roots in the lending industry since 1999, serves clients across California by specializing in a diverse range of residential mortgage solutions. The group is dedicated to demystifying the often-complex loan process, ensuring borrowers feel confident and secure in their financial decisions, whether it's for a first home, an investment property, a vacation home, or a refinance.
The lender distinguishes itself through its client-centric approach, emphasizing education and personalized guidance. They are particularly adept at assisting self-employed individuals and those with unique financial circumstances, providing real-life options and addressing concerns from paperwork to interest points. Their goal is to match clients with loan programs that perfectly align with their budget and future financial aspirations.
Operating as an Equal Housing Lender, Bay Area Funding Group combines deep market knowledge with a commitment to transparent service. They leverage their experience to help clients navigate various loan types, including Conventional, FHA, VA, and Jumbo, aiming to make homeownership dreams a reality with a focus on ease and clarity.
The lender distinguishes itself through its client-centric approach, emphasizing education and personalized guidance. They are particularly adept at assisting self-employed individuals and those with unique financial circumstances, providing real-life options and addressing concerns from paperwork to interest points. Their goal is to match clients with loan programs that perfectly align with their budget and future financial aspirations.
Operating as an Equal Housing Lender, Bay Area Funding Group combines deep market knowledge with a commitment to transparent service. They leverage their experience to help clients navigate various loan types, including Conventional, FHA, VA, and Jumbo, aiming to make homeownership dreams a reality with a focus on ease and clarity.
Company Information
Founded: 1999
Lender Type: Direct Lender
Headquarters: Danville, CA
Licensed In
CA
Certifications & Credentials
FHA ApprovedVA Approved
Digital Capabilities
Online Application
Digital Document Upload
Online Account Management
Rate Calculator
Pre-Qualification Tool
Home Loan Products
Residential Mortgage Programs
Loan Types:
ConventionalFHAVAJumboRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family HomeInvestment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerSelf-Employed Program
Available Terms:
15 years30 years
0
100%
Max LTV
Contact Information
3390 Mount Diablo Blvd
Lafayette, CA 94549
US
Mailing Address:
313 Sycamore Valley Rd Danville, CA 94526
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Business Information
Category: Mortgage Lender
Location: Lafayette, CA
Status: Standard
Founded: 1999
Type: Direct Lender
NMLS ID: 1465644
Profile Views: 1
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