Benworth Capital

Benworth Capital, established in 2008, operates as a leading private money lender primarily focused on providing hard money loans in Florida. Distinguishing itself from traditional banks, Benworth Capital specializes in asset-based lending, assessing loan viability based on the property's potential and the borrower's ability to repay, rather than strict credit scores or extensive documentation. Their funding comes from private investors who seek unique opportunities in the real estate market.

They offer a range of hard money products including residential and commercial mortgages, property refinancing, and second mortgages. Crucially, all loans are for business purposes only, specifically excluding owner-occupied properties. This focus allows them to serve real estate investors, developers, and businesses seeking quick, flexible financing solutions for purchases, renovations, or cash-out needs.

Known for its expedited process, Benworth Capital prides itself on delivering loan decisions within 60 minutes and facilitating fast closings, even accommodating borrowers with any credit score. As a licensed lender in Florida and a recipient of the Latin Builders Association's Lender of the Year award, Benworth Capital emphasizes transparency and efficiency, requiring only basic documentation like photo ID and proof of cash flow, with a typical maximum LTV of 65% for qualifying properties in Florida.