Americas Home Loans

Mortgage Broker serving Long Beach, CA

About Americas Home Loans

America's Home Loans, Inc. operates as a dedicated mortgage broker based in Long Beach, California. The company prides itself on its individualized approach to each customer, diverging from rigid banking formulas by employing "common sense" to help clients secure the best possible loan. They leverage a vast network of over 100 investors and "A" rated lenders to shop for optimal rates and loan programs tailored to individual needs.

Specializing in both purchase and refinance transactions, America's Home Loans offers a wide array of residential mortgage options including Conventional, FHA, VA, Jumbo, and Home Equity Lines. They are also adept at handling diverse property types, from single-family homes to multi-family units and investment properties, and cater to various income verification needs, including full documentation and no-document options.

The firm emphasizes fast processing, local market expertise, and a commitment to exceptional customer service. They integrate modern technology, such as secure mobile document uploading and online applications, with traditional, personalized communication to ensure a smooth and efficient loan process. Additionally, they offer loan modification services to assist homeowners facing financial difficulties or seeking to adjust their existing mortgage terms.

Company Information

Lender Type: Mortgage Broker
Headquarters: Long Beach, CA

Licensed In

CA

Digital Capabilities

Online Application
Pre-Qualification Tool
Digital Document Upload
Rate Calculator

Home Loan Products

Fixed Rate Mortgage

Loan Types:
ConventionalRefinanceFHAVAJumbo
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Income Verification:
Full DocumentationNo Income Verification
Available Terms:
10 years15 years20 years30 years

Adjustable Rate Mortgages (ARMs)

Loan Types:
ConventionalRefinance
Rate Types:
Adjustable Rate (ARM)Hybrid ARMInterest-Only
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Income Verification:
Full DocumentationNo Income Verification
Available Terms:
1 years3 years5 years7 years10 years

FHA Home Loan

Loan Types:
FHARefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program

VA Home Loan

Loan Types:
VARefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Income Verification:
Full Documentation
Special Programs:
Veteran Program

Jumbo Home Loan

Loan Types:
JumboRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Income Verification:
Full Documentation

Home Equity Lines

Loan Types:
HELOCHome Equity Loan
Rate Types:
Adjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond Home
Income Verification:
Full Documentation

Investment Property Loans

Loan Types:
ConventionalNon-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Investment PropertyMulti-Family (2-4 units)
Occupancy Types:
Investment Property
Employment Types:
Investor
Income Verification:
Full DocumentationNo Income Verification

Commercial Loan Products

Commercial Loans

Loan Types:
Conventional CRE
Property Types:
Multifamily (5+ units)

Contact Information

Professional Licenses

NMLS ID: 231434
3848 Atlantic Ave #1
Long Beach, CA 90807
US
Mailing Address:
3848 Atlantic Ave Ste 1 Long Beach, CA 90807

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Business Information

Category: Mortgage Broker
Location: Long Beach, CA
Status: Standard
Type: Mortgage Broker
NMLS ID: 231434
Profile Views: 1

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