Allstate Funding Corporation

AFC Hard Money is a family-owned direct hard money lender based in the Tampa Bay Area, bringing over 30 years of experience in equity-based lending to the market. The company specializes in providing crucial financing solutions for individuals and businesses whose needs are not adequately met by traditional banks, emphasizing the borrower's equity over stringent credit and income documentation.

AFC Hard Money distinguishes itself with exceptionally quick response times, often issuing conditional loan approvals on the same day as submission, with most loans funding within 7-14 business days, and some as quickly as 3-5 days. Their unique approach focuses on solving common borrower challenges such as time constraints, less-than-perfect credit, limited financial history, or low debt service coverage ratios.

Serving real estate investors, developers, and business owners for more than two decades, AFC Hard Money offers a streamlined, "no bank hassles" process. They accept all credit types, including those with recent foreclosures or bankruptcies, and require light documentation, making them a go-to alternative for those seeking personalized and swift financing for investment properties, including cash-out options for various purposes. AFC explicitly states they do not make loans on owner-occupied 1-4 unit residential properties.