Ability Mortgage

Mortgage Lender serving Oklahoma City, OK

About Ability Mortgage

Ability Mortgage Group operates as a dedicated mortgage broker based in Maryland, offering a comprehensive suite of home loan solutions tailored to local residents. The firm specializes in facilitating various mortgage types, including Conventional, Jumbo, FHA, VA, USDA, and Reverse Mortgages, alongside niche services like debt consolidation and cash-out refinancing. Their approach emphasizes personalized service and competitive rates, distinguishing them from larger national lenders.

The group is particularly noted for its expertise in VA loans, for which they proudly state no fees are charged, coupled with excellent service. They serve as a local resource for veterans, first-time homebuyers, and those looking to optimize their finances through mortgage refinancing. Ability Mortgage Group aims to build long-term relationships with clients, providing accessible support even outside standard business hours.

With multiple offices across Maryland, including Queenstown, Annapolis, and Columbia, Ability Mortgage Group maintains a strong local presence. They utilize digital tools such as an online mortgage calculator to assist borrowers in understanding their payment options, reinforcing their commitment to transparency and client education. The company frequently highlights positive client feedback, referencing over 100 five-star reviews across various platforms, underscoring their dedication to customer satisfaction.

Company Information

Lender Type: Mortgage Broker
Headquarters: Queenstown, MD

Licensed In

MD

Digital Capabilities

Online Application
Rate Calculator

Home Loan Products

Conventional Mortgage Loans

Loan Types:
ConventionalRefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Available Terms:
10 years15 years20 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)

Jumbo Mortgage Loans

Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Available Terms:
10 years15 years20 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)

FHA Mortgage Loans

Loan Types:
FHA
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Available Terms:
10 years15 years20 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)

VA Mortgage Loans

Loan Types:
VA
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
Veteran Program
Available Terms:
10 years15 years20 years30 years
Credit Tiers:
Good (680-739)Fair (620-679)Poor (580-619)
0
100%
Max LTV

USDA Mortgage Loans

Loan Types:
USDA
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Available Terms:
10 years15 years20 years30 years
Credit Tiers:
Good (680-739)Fair (620-679)
0
100%
Max LTV

Reverse Mortgage Loans

Loan Types:
Reverse Mortgage
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
Retired
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)

Debt Consolidation Mortgage

Loan Types:
RefinanceCash-Out RefinanceHome Equity Loan
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Available Terms:
10 years15 years20 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)

Contact Information

PO Box 60325
Oklahoma City, OK 73146
US
Mailing Address:
200 Arrowhead Way, Queenstown, MD 21658, United States

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Business Information

Category: Mortgage Lender
Location: Oklahoma City, OK
Status: Standard
Type: Mortgage Broker
Profile Views: 2

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