AAFMAA Mortgage Services LLC

Mortgage Lender serving Greenwood Village, CO

About AAFMAA Mortgage Services LLC

AAFMAA Mortgage Services LLC (AMS) is a wholly-owned subsidiary of the American Armed Forces Mutual Aid Association (AAFMAA), the longest-standing Member-owned non-profit exclusively serving the U.S. military community. Established in 1879, AAFMAA was founded to provide financial security for military families, a mission that AMS continues today by ensuring servicemembers, military retirees, Veterans, reserves, and guard members receive the financing and service they deserve for homeownership.

AMS prides itself on offering a comprehensive suite of mortgage products tailored for the military, including VA Home Loans (purchase, IRRRL, and Cash-Out Refinance), FHA Home Loans, Conventional Conforming Mortgages, and proprietary offerings like the Home Equity Advantage Loan℠ and Construction Advantage℠. Their approach combines expert advice with competitive rates, aiming to simplify the home financing process for those who serve or have served.

Committed to the unique needs of the American Armed Forces Community, AMS leverages its deep understanding of military life to provide flexible solutions for buying, building, or refinancing a home. While broadly serving the U.S. military, some specific products, like the Home Equity Advantage Loan, have limited availability in certain states. This specialized focus underscores their dedication to supporting the financial independence of military families.

Company Information

Founded: 1879
Lender Type: Direct Lender

Licensed In

ALL

Certifications & Credentials

VA ApprovedFHA Approved

Digital Capabilities

Online Application
Digital Document Upload
Rate Calculator
Pre-Qualification Tool

Home Loan Products

VA Home Loans (Purchase)

Loan Types:
VA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full Documentation
Special Programs:
Veteran Program
Credit Tiers:
Excellent (740+)
720
Min Credit Score

VA Interest Rate Reduction Refinancing Loan (IRRRL)

Loan Types:
VARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
No Income Verification
Special Programs:
Veteran Program
Credit Tiers:
Excellent (740+)
720
Min Credit Score

VA Cash-Out Refinance

Loan Types:
VACash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full Documentation
Special Programs:
Veteran Program
Credit Tiers:
Excellent (740+)
90%
Max LTV
720
Min Credit Score

FHA Home Loans

Loan Types:
FHA
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full Documentation
Special Programs:
Veteran Program
Credit Tiers:
Excellent (740+)
720
Min Credit Score

Conventional Conforming Mortgages

Loan Types:
ConventionalRefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full Documentation
Special Programs:
Veteran Program
Credit Tiers:
Excellent (740+)
720
Min Credit Score

Jumbo Loans

Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full Documentation
Special Programs:
Veteran Program
Credit Tiers:
Excellent (740+)
720
Min Credit Score

Home Equity Advantage Loan℠

Loan Types:
Second MortgageHome Equity LoanCash-Out Refinance
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full Documentation
Special Programs:
Veteran Program
Available Terms:
15 years30 years
Credit Tiers:
Excellent (740+)
85%
Max LTV
720
Min Credit Score

Construction Advantage℠ Product Suite

Loan Types:
Construction
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full Documentation
Special Programs:
Veteran Program
Credit Tiers:
Excellent (740+)
720
Min Credit Score

Contact Information

6200 S Syracuse Way Suite 210
Greenwood Village, CO 80111
US

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Business Information

Category: Mortgage Lender
Location: Greenwood Village, CO
Status: Standard
Founded: 1879
Type: Direct Lender
NMLS ID: 2081362
Profile Views: 2

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