A Mortgage Central LLC nmls 1937470
Mortgage Broker serving Phoenix, AZ
About A Mortgage Central LLC nmls 1937470
A Mortgage Central, LLC, based in Phoenix, Arizona, is a dedicated direct lender specializing in comprehensive residential and commercial mortgage solutions. The firm prides itself on delivering quality customer service and leveraging deep expertise in the lending industry to prioritize the needs of its clients. They facilitate a wide array of loan programs, from standard purchase and refinance options to highly specialized financing, reflecting a commitment to finding the right solution for every borrower.
The lender distinguishes itself through its diverse product offerings, which include niche programs like first-time homebuyer grants, conventional loans with low down payments, options for foreign nationals, manufactured home financing, and even solutions for those with a Chapter 13 Bankruptcy. Their residential lending covers a broad spectrum, while their commercial arm focuses specifically on providing tailored financing for assisted living facilities in the growing Phoenix senior housing market. Reviews frequently highlight the team's professionalism, knowledge, and personalized approach, with one client noting over 25 years of experience.
A Mortgage Central, LLC aims to make the loan process pleasant and efficient, integrating online application capabilities and digital document submission to streamline the experience. Beyond providing competitive rates, their focus on guiding clients through every step, anticipating needs, and fighting for the best possible deals underscores their client-centric philosophy, making them a trusted partner in achieving homeownership and investment goals.
The lender distinguishes itself through its diverse product offerings, which include niche programs like first-time homebuyer grants, conventional loans with low down payments, options for foreign nationals, manufactured home financing, and even solutions for those with a Chapter 13 Bankruptcy. Their residential lending covers a broad spectrum, while their commercial arm focuses specifically on providing tailored financing for assisted living facilities in the growing Phoenix senior housing market. Reviews frequently highlight the team's professionalism, knowledge, and personalized approach, with one client noting over 25 years of experience.
A Mortgage Central, LLC aims to make the loan process pleasant and efficient, integrating online application capabilities and digital document submission to streamline the experience. Beyond providing competitive rates, their focus on guiding clients through every step, anticipating needs, and fighting for the best possible deals underscores their client-centric philosophy, making them a trusted partner in achieving homeownership and investment goals.
Company Information
Lender Type: Direct Lender
Headquarters: Phoenix, AZ
Licensed In
AZCA
Certifications & Credentials
NMLS LicensedCA DRE Licensed
Digital Capabilities
Online Application
Digital Document Upload
Rate Calculator
Pre-Qualification Tool
Home Loan Products
First-Time Homebuyer Grant Program
Loan Types:
ConventionalFHAVAUSDA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerDown Payment AssistanceLow Down Payment Program
Available Terms:
15 years30 years
Credit Tiers:
Fair (620-679)Poor (580-619)
0
580
Min Credit Score
No Cost Refinance Loan
Loan Types:
Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full Documentation
Available Terms:
15 years30 years
Credit Tiers:
Good (680-739)Excellent (740+)
Chapter 13 Bankruptcy Loan
Loan Types:
Non-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
15 years30 years
Credit Tiers:
Poor (580-619)Bad (<580)
Conventional Loan Program
Loan Types:
ConventionalRefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Available Terms:
15 years30 years
Credit Tiers:
Good (680-739)Excellent (740+)
3%
Min Down Payment
620
Min Credit Score
Construction & One-Time Close Loan Programs
Loan Types:
ConstructionRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
15 years30 years
Credit Tiers:
Good (680-739)Excellent (740+)
3.5%
Min Down Payment
Foreign National Loan Program
Loan Types:
Non-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedInvestor
Income Verification:
Full Documentation
Special Programs:
Foreign National Program
Available Terms:
15 years30 years
Credit Tiers:
Good (680-739)Fair (620-679)
Home Equity Line of Credit (HELOC)
Loan Types:
HELOCHome Equity Loan
Rate Types:
Adjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedRetired
Income Verification:
Full Documentation
Available Terms:
10 years15 years20 years
Credit Tiers:
Good (680-739)Excellent (740+)
Investor Loan Program
Loan Types:
ConventionalNon-QMPortfolioDSCRCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Investment PropertyMulti-Family (2-4 units)
Occupancy Types:
Investment Property
Employment Types:
InvestorBusiness OwnerSelf-Employed
Income Verification:
Bank StatementAsset DepletionNo Income Verification
Special Programs:
Self-Employed ProgramBank Statement ProgramAsset Depletion Program
Available Terms:
15 years30 years
Credit Tiers:
Good (680-739)Fair (620-679)
Jumbo Loan Program
Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
15 years30 years
Credit Tiers:
Excellent (740+)
Manufactured Home Loan Program
Loan Types:
ConventionalFHAVA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Manufactured/Mobile Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
15 years30 years
Credit Tiers:
Good (680-739)Fair (620-679)Poor (580-619)
Renovation Loan Program
Loan Types:
ConventionalFHARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Renovation LoanFHA 203k
Available Terms:
15 years30 years
Credit Tiers:
Good (680-739)Fair (620-679)
VA Loan Program
Loan Types:
VARefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseManufactured/Mobile Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-EmployedRetired
Income Verification:
Full Documentation
Special Programs:
Veteran ProgramLow Down Payment Program
Available Terms:
15 years30 years
Credit Tiers:
Fair (620-679)Poor (580-619)
0
580
Min Credit Score
USDA Loan Program
Loan Types:
USDARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Available Terms:
15 years30 years
Credit Tiers:
Fair (620-679)Good (680-739)
0
FHA Loan Program
Loan Types:
FHARefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseManufactured/Mobile Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Available Terms:
15 years30 years
Credit Tiers:
Fair (620-679)Poor (580-619)
3.5%
Min Down Payment
Commercial Loan Products
Assisted Living Facility Loans
Loan Types:
Conventional CRESBA 7(a)SBA 504Bridge LoanCommercial ConstructionCommercial Refinance
Property Types:
HealthcareMultifamily (5+ units)
Industry Focus:
Senior HousingAssisted Living FacilitiesMemory CareSkilled NursingIndependent Living
Contact Information
Fax: 602-445-9918
Professional Licenses
NMLS ID: 1937470
4019 N 15th Ave
Phoenix, AZ 85015
US
Mailing Address:
4019 North 15th Avenue Phoenix, AZ 85015
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Business Information
Category: Mortgage Broker
Location: Phoenix, AZ
Status: Standard
Type: Direct Lender
NMLS ID: 1937470
Profile Views: 1
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