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How to avoid calling the whole thing off.

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It is not ideal to spend millions of dollars for the perfect home, especially if you’re going to be in debt for generations just to get one under your name.

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To help consumers find the lowest mortgage rates in their area, Shoprate.com has developed a new mortgage interest rate table. This feature allows consumers to select the state, loan type and loan amount in which they are interested, and then view a full list of nearby loan providers. Consumers can even narrow down their results by city, type (fixed, adjustable, FHA or VA) and term.

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By TODD RUGER NYT REGIONAL MEDIA GROUP Phil Agnes and other lawyers have two words for homeowners facing foreclosure: Stay put.

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When the easy money was flowing, you could get a great deal on a mortgage from just about anyone. But in today’s credit-challenged world, all the avenues for finding a mortgage come with their own set of problems.

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Short sales and foreclosures, once the domain of failed home-flipping investments, are increasingly showing up in Lee County’s commercial real estate…

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Q We currently have no mortgage but have decided to move out of our existing home and buy two properties (one in Cornwall and one in Winchester). We therefore need a small mortgage of around £40,000, which we hope to pay off in two or three years (although it may take a little longer). We have looked at several deals, but we are concerned by the high front end costs. Should we go with an …

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As banks tighten their lending standards, one number is playing an increasingly critical role in determining the financial fortunes of consumers: the credit score.

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A few days ago I opened my mail to find a notice from my flood insurance company. It seems that, unbeknownst to me, the policy had lapsed a few short days prior. Honestly, I hadn’t received an invoice or I would have paid the bill. It was such a hassle getting that policy to begin with, I didn’t want to stir up any trouble even by accident. Flood insurance is a fact of life for many homeowners …

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According to statistics published in 2008 by the National Association of Realtors, 87 percent of all home buyers used the Internet as an information source in their search for a home. Frankly, I am surprised it’s not even higher than that.

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