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NO-DEPOSIT home loans are officially dead and an increasing number of lenders are insisting borrowers produce genuine savings on top of the first-home owners grant to qualify for a loan.

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With foreclosures spiking, the Oregon Senate is working on more aggressive ways to help home owners and renters fend off foreclosure. The Senate Consumer Protection committee today will debate a bill that lawmakers hope would make it easier for a…

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NEW ORLEANS – Imagine someone who has paid off their house and owns it outright, losing that home because of an old credit card debt. Unfortunately for Shirley Simmons, she doesn’t have to imagine.

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NEW YORK — Bank of America Corp. has officially dropped the Countrywide Home Loans name as part of its integration of the mortgage lender, which was acquired last year.

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Days before an expected vote, Senate leaders yesterday touted their version of a proposal to allow bankruptcy judges to modify mortgages, but have yet to secure the support of the financial services industry and face fierce opposition that could derail the proposal again.

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NASHUA – Fred and Lee Prevo look and sound desperate. Along with millions of other Americans, they are behind on their mortgage payments. They’ve been trying for months to modify the terms of their loan so they can stay in their home of nine years at 12 Jackson St. … - By TOM WEST Correspondent

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You don’t have to empty your savings if you want to get a quality home in Miami. In fact, you can easily find a home that fits your budget if you look for one in Miami foreclosures.

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Owned Homes May 2nd and 3rd

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Potential homebuyers have heard about the deals to be had among the many foreclosed homes on the market. But there are some important differences between buying from private owners as opposed to bank-owned properties.

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April 27 (Bloomberg) — U.S. banks that received results of their federal stress tests last week were given three options if they need additional capital to withstand the recession. The reality is they may only have one.

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