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Lenders of all sorts are more cautious because there’s more risk that people will run into job losses, take hits on their income and have problems staying current on loans.

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COEUR d’ALENE — School teachers, firefighters, food service workers, workers in manufacturing — the very people working in the community beside you — now have increased opportunity for that fundamental piece of the American dream: home ownership.

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(ARA) - As first-time homebuyers grow curious about the home-buying process, they often turn to friends and family for advice about purchasing a home. While these sources can provide useful tips and information, they also may perpetuate some common home-buying myths.

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The coming recession means more homes being lost, but there are measures you can take to reduce the threat. on the rise - and that means misery for many ordinary families.

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Seniors traditionally have used reverse mortgages to maintain their standard of living in retirement by tapping into their home equity, but older homeowners increasingly are using the loans to avoid sliding into foreclosure.

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Borrow before credit line is frozen, some suggest. Many homeowners who have taken out home equity lines of credit have learned in recent months that these loans are not as useful as they initially seemed.

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A new state law is putting the brakes on payday lenders, but now banks are getting into the emergency loan business. Find out why some aren’t sure it’s a good idea.

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The U.S. government has pumped billions of dollars into the nation’s banking system, yet borrowing money remains an obstacle for some consumers, mortgage brokers said last week.

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A group of experts says home reports, which will be introduced in Scotland from Monday, could be disastrous for the market.

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Brian and Lisa Blankenmyer spent Thanksgiving in a home they no longer own.Their modest three-bedroom house on Farmdale Road in Mount Joy was sold at the last Lancaster County Sheriff’s Sale of the year Wednesday afternoon.Now they’re waiting for an eviction notice. Then they have to find so…

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